Online Magazine For Black Men
Managing Your Money
Important tips and strategies for managing, investing and spending your money. Whether it's cash or credit, read the latest personal finance best practices.
RECOMMENDED
CREDIT CARDS & DEBT
Avoiding Debt Relief Scams
Have you heard that old cliché that says: "If something sounds too good to be true, it probably is?" The statement still rings true today, and is especially noteworthy ...
The Real Truth About Bankruptcy
In these economic conditions, the word "bankruptcy" has experienced an "extreme makeover." For millions of people this year and in the future, filing for bankruptcy is a dreadful undertaking ...
Credit Card Consolidation
It is not uncommon for families or individuals to find themselves in the midst of credit card debt. Many people wonder if credit card debt consolidation is for them. What is involved in this process? Basically, a credit card balance transfer takes place so that all your credit cards ...
The Federal Reserve Bank and Your Credit Card
You may get bargains at the store checkout. You may get an award or "cash back" for using your credit card. You may get a store rebate. What you may not get is a low credit card interest rate because the Federal Reserve Bank keeps increasing your borrowing costs.
HOMES, MORTGAGES & PROPERTY
Flexible Payment Mortgages
With most mortgages, your payment is the same every month. But what if your paycheck isn’t so regular? Would you like to be able to vary your mortgage payment depending on your cash flow? An option ARM -- also called a flex-ARM or pick-a-payment loan -- allows you to do just that ...
Five Tips To Improving Your Home's Value
Are you one of thousands of Americans who are thinking about improving your current home or buying a “fixer-upper” home? Before you take the leap, here are five things you should know before you start spending your money ...
Home Equity Loans Without Perfect Credit – What To Expect
Getting approved for a personal loan with recent or past credit problems may pose a problem. Because of credit blemishes, most lenders are hesitant to offer money to those with a low credit rating. Thus, acquiring funds ...
Should You Use A Lease/Purchase (Rent to Own) Approach to Sell or Rent Your Home?
Have you ever dealt with bad renters? Late payments? Stains on the carpet? Calls late at night about a stopped toilet?
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